Leif Olson, Car Insurance Writer
@leif_olson_1
A full coverage car insurance policy for a 25-year-old is about $1,679 per year, on average. In comparison, an auto insurance policy with the state-minimum level of coverage costs about $815 per year for a 25-year-old.
Car Insurance Premiums for 25-Year-Olds
| Age | Full Coverage | Minimum Coverage |
| 25 years old | $1,679 per year | $815 per year |
| 16 years old | $9,160 per year | $3,192 per year |
| 45 years old | $2,117 per year | $671 per year |
| 65 years old | $2,028 per year | $680 per year |
*Premiums are based on data from Quadrant Information Services; actual premiums will vary.
To learn more, check out WalletHub’s guide to the cheapest full coverage car insurance.
People also ask
Does car insurance go up at 25?
No, car insurance does not go up at age 25. Although car insurance for 25-year-olds is still pretty expensive compared to the overall average of $56 per month, it is less costly than coverage for younger drivers since 25-year-olds typically have more driving experience.
Cost of Car Insurance by Age
| Driver's Age | Average Premium |
| 16 years old | $266 per month |
How does age affect the cost of car insurance?
Age affects the cost of car insurance by up to 389% on average because certain age groups are statistically more likely to be involved in accidents. Age is a factor in car insurance pricing in nearly all states, though California, Hawaii and Massachusetts do not allow the practice.
Average Car Insurance Rates by Age
| Age | Average Annual Cost |
| 16 | ... |
How much is car insurance for a 25-year-old?
Car insurance for a 25-year-old costs an average of $815 per year for minimum coverage. Twenty-five-year-old drivers pay more for car insurance than older, more experienced drivers because insurers consider them to be high-risk, meaning they’re more likely to file a claim.
The exact cost of car insurance for a 25-year-old depends on a few factors, including their driving record, gender, location, vehicle, and car insurance company. Some of the best insurance companies for 25-year-old drivers are...
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