McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage insurance in Minnesota costs an average of $163 per month ($1,951 annually). A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Minnesota law. In Minnesota, liability insurance, uninsured motorist coverage, and personal injury protection are mandatory for all drivers.
Monthly Cost of Full Coverage Insurance in Minnesota
Company |
Full Coverage |
Minimum Coverage |
$94 |
$45 |
|
$101 |
$49 |
|
$112 |
$52 |
|
$118 |
$39 |
|
$119 |
$68 |
Note: Premiums are for a 45-year-old good driver in Minnesota; individual premiums will vary.
How to Get Cheaper Full Coverage Insurance in Minnesota
- Compare quotes from several companies to make sure you’re getting the best deal.
- Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you’d be able to afford in an emergency.
- Don’t forget to make sure you’re getting all the discounts you can.
To learn more, check out WalletHub’s guide to full coverage car insurance.
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