How much is full coverage insurance in North Carolina? This question is about Full Coverage Car Insurance Guide

Full coverage insurance in North Carolina costs an average of $185 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by North Carolina law. In North Carolina, liability insurance and uninsured motorist coverage are mandatory for all drivers. Average Cost of Full Coverage Insurance in North Carolina Company Full Coverage Minimum Coverage Erie $121 per month $40 per month State Farm $130 per month $49 per month Nationwide $141 per month $42 per month North Carolina Farm Bureau $142 per month $44 per month National General $161 per month $55 per month Note: Premiums are average rates for a good driver in North Carolina; individual premiums will vary. How to Get Cheaper Full Coverage Insurance in North Carolina Compare quotes from several companies to make sure you’re getting the best deal. Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you’d be able to afford in an emergency. Don’t forget to make sure you’re getting all the discounts you can. To learn more, check out WalletHub’s guide to full coverage car insurance.

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How much is full coverage insurance in North Carolina?

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This question is about Full Coverage Car Insurance Guide

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McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 12/08/22 This answer was first published on 12/06/21 and it was last updated on 12/08/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Full coverage insurance in North Carolina costs an average of $185 per month. A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by North Carolina law. In North Carolina, liability insurance and uninsured motorist coverage are mandatory for all drivers.

Average Cost of Full Coverage Insurance in North Carolina

Company	Full Coverage	Minimum Coverage
Erie	$121 per month	$40 per month
State Farm	$130 per month	$49 per month
Nationwide	$141 per month	$42 per month
North Carolina Farm Bureau	$142 per month	$44 per month
National General	$161 per month	$55 per month

Note: Premiums are average rates for a good driver in North Carolina; individual premiums will vary.

How to Get Cheaper Full Coverage Insurance in North Carolina

Compare quotes from several companies to make sure you’re getting the best deal.
Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you’d be able to afford in an emergency.
Don’t forget to make sure you’re getting all the discounts you can.

To learn more, check out WalletHub’s guide to full coverage car insurance.

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How much is car insurance in North Carolina per month?

Car insurance in North Carolina costs $43 per month or $511 per year for minimum coverage, on average. The cheapest car insurance companies in North Carolina are EMC Insurance, Auto-Owners, and Farmers Mutual Insurance of Nebraska, and getting quotes from several companies can help you find the best deal.

The average cost of car insurance in North Carolina is 35% lower than the national average auto insurance premium. There are several factors that affect how much...

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How much is full coverage insurance?

Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.

The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...

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What is full coverage insurance in North Carolina?

Full coverage insurance in North Carolina is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $30,000 in bodily injury coverage per person, up to $60,000 per accident, and $25,000 in property damage coverage. Full coverage in North Carolina also includes optional collision and comprehensive insurance. As a result, full coverage insurance costs an average of $1,454 per year in North Carolina, while a state minimum policy costs $511 per year.

If you can’t...

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