McKayla Girardin, Car Insurance Writer
@mckayla_girardin
The cheapest car insurance in Iowa costs an average of $30 per month ($361 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Iowa include Hastings Mutual, USAA, and Geico.
Cheapest Car Insurance Companies in Iowa
| Company | Average Monthly Premium | Average Annual Premium |
| $30 per month | $361 per year | |
| $32 per month | $389 per year | |
| $33 per month | $398 per year | |
| $33 per month | $400 per year | |
| $35 per month | $416 per year |
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in Iowa
- Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
- Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
- Choose your coverage carefully. A full coverage policy in Iowa costs 327% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
- Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
Using these tips can help you find high-quality car insurance at a great rate. To start shopping for a policy, check out WalletHub’s picks for the cheapest car insurance companies in Iowa.
People also ask
What is the cheapest liability insurance in Iowa?
The cheapest liability insurance in Iowa is from Hastings, which charges an average of $30 per month ($361 per year). In Iowa, having liability insurance from Hastings can help you save hundreds of dollars each year on your car insurance premiums.
Cheapest Liability Insurance in Iowa
| Company | Average Cost |
| $361 per year | |
| $389 per year |
What is the cheapest full coverage insurance in Iowa?
The cheapest full coverage insurance in Iowa is from Hastings Mutual, which charges $107 per month, on average. In comparison, the average cost of full coverage in Iowa is $222 per month.
In general, the easiest way to make sure you’re getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
Cheapest Full Coverage Car Insurance in Iowa
- Hastings Mutual– $107 per month...
How do I get car insurance in Iowa?
You can get car insurance in Iowa by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In Iowa, only liability car insurance is required for all drivers.
7 Steps to Get Car Insurance in Iowa
1. Gather vehicle and driver details
You’ll need to have information about yourself and any other drivers you want on your policy,...
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