McKayla Girardin, Car Insurance Writer
@mckayla_girardin
The cheapest car insurance in Pennsylvania costs an average of $43 per month ($515 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Pennsylvania include Travelers, Cumberland, and Erie.
Cheapest Car Insurance Companies in Pennsylvania
Company | Average Monthly Premium | Average Annual Premium |
$43 per month | $515 per year | |
$52 per month | $622 per year | |
$54 per month | $652 per year | |
$56 per month | $670 per year | |
$59 per month | $706 per year |
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in Pennsylvania
- Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
- Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
- Choose your coverage carefully. A full coverage policy in Pennsylvania costs 269% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
- Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
Using these tips can help you find high-quality car insurance at a great rate. To start shopping for a policy, check out WalletHub’s picks for the cheapest car insurance companies in Pennsylvania.
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