The cheapest car insurance in Pennsylvania costs an average of $43 per month ($515 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Pennsylvania include Travelers, Cumberland, and Erie.
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in Pennsylvania
Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
Choose your coverage carefully. A full coverage policy in Pennsylvania costs 269% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
The cheapest liability insurance in Pennsylvania is from Travelers, which charges an average of $43 per month ($515 per year). In Pennsylvania, having liability insurance from Travelers can help you save hundreds of dollars each year on your car insurance premiums.
Bear in mind that you will have to purchase more than liability insurance to meet the minimum car insurance requirements in Pennsylvania. Pennsylvania also requires drivers to have medical benefits coverage. The table below reflects this minimum coverage.
The cheapest full coverage insurance in Pennsylvania is from Travelers, which charges $175 per month, on average. In comparison, the average cost of full coverage in Pennsylvania is $351 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
Cheapest Full Coverage Car Insurance in Pennsylvania
You can get car insurance in Pennsylvania by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In Pennsylvania, liability insurance and personal injury protection are required for all drivers.
7 Steps to Get Car Insurance in Pennsylvania
1. Gather vehicle and driver details
You’ll need to have information about yourself and any other drivers you want on...
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