The cheapest car insurance in Rhode Island costs an average of $62 per month ($749 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Rhode Island include State Farm, USAA, and Geico.
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in Rhode Island
Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
Choose your coverage carefully. A full coverage policy in Rhode Island costs 189% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
The cheapest liability insurance in Rhode Island is from State Farm, which charges an average of $62 per month ($749 per year). In Rhode Island, having liability insurance from State Farm can help you save hundreds of dollars each year on your car insurance premiums.
The cheapest full coverage insurance in Rhode Island is from State Farm, which charges $189 per month, on average. In comparison, the average cost of full coverage in Rhode Island is $509 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
You can get car insurance in Rhode Island by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In Rhode Island, only liability car insurance is required for all drivers.
7 Steps to Get Car Insurance in Rhode Island
1. Gather vehicle and driver details
You’ll need to have information about yourself and any other drivers you want...
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.