McKayla Girardin, Car Insurance Writer
@mckayla_girardin
The cheapest car insurance in Rhode Island costs an average of $62 per month ($749 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Rhode Island include State Farm, USAA, and Geico.
Cheapest Car Insurance Companies in Rhode Island
| Company | Average Monthly Premium | Average Annual Premium |
| $62 per month | $749 per year | |
| $80 per month | $958 per year | |
| $90 per month | $1,081 per year | |
| $121 per month | $1,454 per year | |
| $169 per month | $2,029 per year |
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in Rhode Island
- Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
- Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
- Choose your coverage carefully. A full coverage policy in Rhode Island costs 189% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
- Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
Using these tips can help you find high-quality car insurance at a great rate. To start shopping for a policy, check out WalletHub’s picks for the cheapest car insurance companies in Rhode Island.
People also ask
What is the cheapest liability insurance in Rhode Island?
The cheapest liability insurance in Rhode Island is from State Farm, which charges an average of $62 per month ($749 per year). In Rhode Island, having liability insurance from State Farm can help you save hundreds of dollars each year on your car insurance premiums.
Cheapest Liability Insurance in Rhode Island
| Company | Average Cost |
| $749 per year | |
| ... | $958 per year |
What is the cheapest full coverage insurance in Rhode Island?
The cheapest full coverage insurance in Rhode Island is from State Farm, which charges $189 per month, on average. In comparison, the average cost of full coverage in Rhode Island is $509 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
Cheapest Full Coverage Car Insurance in Rhode...
read full answerHow do I get car insurance in Rhode Island?
You can get car insurance in Rhode Island by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In Rhode Island, only liability car insurance is required for all drivers.
7 Steps to Get Car Insurance in Rhode Island
1. Gather vehicle and driver details
You’ll need to have information about yourself and any other drivers you want...
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