The cheapest car insurance in West Virginia costs an average of $38 per month ($461 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in West Virginia include USAA, Erie, and State Farm.
Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.
Tips for Getting the Cheapest Car Insurance in West Virginia
Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
Choose your coverage carefully. A full coverage policy in West Virginia costs 258% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.
The cheapest liability insurance in West Virginia is from USAA, which charges an average of $38 per month ($461 per year). In West Virginia, having liability insurance from USAA can help you save hundreds of dollars each year on your car insurance premiums.
Bear in mind that you will have to purchase more than liability insurance to meet the minimum car insurance requirements in West Virginia. West Virginia also requires drivers to have uninsured motorist coverage. The table below reflects...
The cheapest full coverage insurance in West Virginia is from State Farm, which charges $157 per month, on average. In comparison, the average cost of full coverage in West Virginia is $301 per month.
In general, the easiest way to make sure you're getting the cheapest full coverage car insurance possible is to compare quotes from several companies and take advantage of all the discounts you qualify for.
You can get car insurance in West Virginia by comparing quotes from both national and local insurance companies to find the best deal, then purchasing coverage online, by phone or in person. In West Virginia, liability insurance and uninsured motorist coverage are required for all drivers.
7 Steps to Get Car Insurance in West Virginia
1. Gather vehicle and driver details
You’ll need to have information about yourself and any other drivers...
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