How much is USAA car insurance per month?

No, USAA does not offer extended car warranties anymore. USAA canceled its extended car warranty program in 2018, and it has not replaced extended warranty coverage with anything similar, such as mechanical breakdown insurance, either.

Alternatives to a USAA Extended Warranty

• AAA Extended Warrany
• Allstate Extended Warranty
• Geico Mechanical Breakdown Insurance... read full answer
• American Family Mechanical Breakdown Insurance

Like extended warranties, mechanical breakdown insurance covers damage to major systems in a vehicle, including the engine and transmission.

For more information, check out WalletHub’s guides to mechanical breakdown insurance and extended car warranties.

Yes, USAA offers roadside assistance starting at between $12 and $20 per year. USAA roadside assistance provides coverage for things like jump-starting, fuel delivery, tire changes, and lockout assistance, up to 4 rescues per year. To get immediate roadside assistance help, USAA members can request service online, through the USAA mobile app, or by calling ... read full answer800-531-8555.

What USAA Roadside Assistance Covers

• Tow Service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Stuck vehicle

USAA Roadside Assistance vs. Popular Competitors

USAA roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from USAA will depend on where you live, what type of car you drive, and other factors. Since it’s relatively affordable USAA roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It’s also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from USAA, call 800-531-8555 to speak with a customer service representative.

To learn more, check out WalletHub’s full review of USAA, as well as our picks for the best roadside assistance companies.

Individuals eligible for USAA membership include active, retired, and honorably separated members of the U.S. military; cadets and midshipmen at U.S. service academies; and their eligible family members. Children (including step-children), spouses, widows/widowers, and former spouses who have not remarried are all considered eligible. For children to be eligible, the parent must join USAA while living.... read full answer

Once someone becomes a USAA member, eligibility then extends to their family members (even if those family members aren’t in the military). For instance, if the child of someone who was a USAA member also joins USAA, that person’s spouse and kids are then eligible for membership as well. It can continue passing down that way. Eligibility does not extend to siblings or parents.