McKayla Girardin, Car Insurance Writer
@mckayla_girardin
An SR-22 will increase your insurance premiums by up to 18%, depending on your state. A minimum coverage policy for a driver with an SR-22 costs an average of $742 annually, but SR-22 coverage can cost significantly more if serious infractions such as DUIs led to the SR-22 requirement.
How Much an SR-22 Increases Insurance Premiums by State
| State | Average Increase |
| 4% | |
| 6% | |
| 5% | |
| 13% | |
| 11% | |
| 10% | |
| 6% | |
| 12% | |
| 6% | |
| 10% | |
| 10% | |
| 4% | |
| 11% | |
| 8% | |
| 8% | |
| 12% | |
| 8% | |
| 10% | |
| 9% | |
| 7% | |
| 7% | |
| 10% | |
| 10% | |
| 9% | |
| 13% | |
| 8% | |
| 5% | |
| 14% | |
| 9% | |
| 5% | |
| 12% | |
| 18% | |
| 16% | |
| 8% | |
| 10% | |
| 11% | |
| 11% | |
| 15% | |
| 15% |
Depending on the reason you need an SR-22, you may see a higher rate increase. For example, drivers convicted of DUIs often need SR-22s, and a DUI alone can increase rates by up to 278%, depending on the state and insurer.
To learn more, check out WalletHub’s guide to SR-22 insurance as well as our picks for the cheapest SR-22 insurance companies.
People also ask
Why is SR-22 so expensive?
SR-22 insurance is so expensive because it’s mainly required for high-risk drivers who have recently been convicted of a major moving violation, like DUI or reckless driving. Drivers considered to be high-risk will inevitably pay higher premiums due to their increased likelihood of filing a claim.
On average, SR-22 insurance … read full answer
show lessHow do I get my SR-22 removed in California?
You can get your SR-22 removed in California after 3 years by notifying your insurance company, which will cancel the SR-22 filing with the state. Sometimes, the DMV will send you a notice letting you know when your SR-22 period is over.
If you’re not sure whether you’ve satisfied your SR-2… read full answer
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