How can I check if a car is insured?

This question is about Cheap Car Insurance

Sydney Garth, Credit Cards Moderator

@sydneygarth 06/30/20 This answer was first published on 06/30/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

You can check if a car is insured either at the DMV, or by calling any insurance company. You'll need the Vehicle Identification Number, to check for car insurance at the DMV. You can also look up a car's insurance by license plate.

Additionally, you can try to collect as much information as you need for the car, and ask any insurance company for a quote. They will run a report which tells them what your current insurer is.

Find Cheap Car Insurance

Use the filters below to be matched with the right companies in your area.

Zip Code

Age

Credit Score

Currently Insured

Are you a homeowner or a renter?

Select

Homeowner

Renter

Have you been in an accident in the past 3 years?

Yes No

Do you have a DUI?

Yes No

Do you need SR-22?

Yes No

John C Brandy, Financial Consultant (Hourly)

@brandyjc • 03/20/20 This answer was first published on 09/23/16 and it was last updated on 03/20/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Presuming you're buying the car, you call your/any insurance company prior to driving it and you're good. If there was an accident and you're wondering about the other motorist having insurance, they have an obligation to tell you. If they don't, hopefully you have uninsured motorist coverage on your policy. Just submit that claim to your company - trust me, they'll find out what they need to know. ;).

Scott W. Johnson, Manager and Principal Broker Agent

@ScottJohnson 10/10/16 This answer was first published on 10/10/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

I agree with John C Brady: Call your Auto Insurer to confirm that it is covered.

It is always best practice to view the VIN number from the auto on your auto insurance policy.

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.