You can check if a car is insured either at the DMV, or by calling any insurance company. You'll need the Vehicle Identification Number, to check for car insurance at the DMV. You can also look up a car's insurance by license plate.
Additionally, you can try to collect as much information as you need for the car, and ask any insurance company for a quote. They will run a report which tells them what your current insurer is.
Presuming you're buying the car, you call your/any insurance company prior to driving it and you're good. If there was an accident and you're wondering about the other motorist having insurance, they have an obligation to tell you. If they don't, hopefully you have uninsured motorist coverage on your policy. Just submit that claim to your company - trust me, they'll find out what they need to know. ;).
I agree with John C Brady: Call your Auto Insurer to confirm that it is covered.
It is always best practice to view the VIN number from the auto on your auto insurance policy.
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