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You can check how many points are on your license in Illinois by going to the Office of the Illinois Secretary of State website. Checking your license points in Illinois will cost you $12 plus a $1 fee for credit and debit cards, since you will need to pay for a copy of your driving record.
Illinois uses driver’s license points to track violations. Accumulating three violations in 12 months will result in a suspended license. Insurance companies also check customers’ driving records for points, since having a poor driving record is associated with an increased risk of filing a claim. Consequently, license points will result in higher premiums. For instance, one DUI conviction will raise your premium by an average of 91% in Illinois.
For more information, check out WalletHub’s guides to license points and driving record checks.
People also ask
How much car insurance do I need in Illinois?
Drivers in Illinois need $25,000 of bodily injury liability insurance per person (up to $50,000 per accident) and $20,000 of property damage liability insurance. Illinois also requires uninsured motorist protection. UM replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.
Here’s How Much Car Insurance Drivers Need in Illinois:
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability... | $25,000 |
How much does 2 points affect insurance?
Two points will increase a driver’s insurance costs by roughly 20% to 100%, depending on the state, insurance company and type of violation. Two points are assigned for relatively minor traffic violations, like driving at night with no headlights or making an illegal U-turn. Two points might even be the minimum number of points you can get, depending on where you live. Some states assign points by a factor of two, skipping odd numbers in...
read full answerHow much is car insurance in Illinois per month?
Car insurance in Illinois costs $49 per month or $592 per year for minimum coverage, on average. The cheapest car insurance companies in Illinois are USAA, Indiana Farm Bureau Insurance, and Hastings Mutual, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Illinois is 37% lower than the national average auto insurance premium. There are several factors that affect how much you'll pay for car...
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