To dispute fault in a car accident, inform the insurance company verbally and in a letter that you disagree with their fault assessment. Make sure to send them all available evidence, including pictures of the scene, the police report, and statements from witnesses. If you received a citation due to the accident, then you should fight the ticket, because the insurer will likely see a ticket as a sign of guilt. You can also consider hiring a lawyer to help prove your case to the insurance company or to a judge.
The first thing you should do after a car accident that is not your fault is to make sure everyone inside your car is safe and uninjured. Next, call the police, take pictures of the scene, and exchange insurance information with the at-fault driver so you can file a claim with their insurer. You should also report the accident to your insurance company in case you need to file a collision, personal injury protection, or MedPay claim...
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