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To get proof of insurance, obtain a car insurance card from your insurance company by calling customer service or printing a copy from your online account. Most insurers also allow you to get a digital car insurance card for proof of insurance on your phone using their website or mobile app. Your insurance company will provide a physical and/or digital car insurance card for proof of coverage when you first purchase a policy, too.
Why You Need Proof of Insurance
Proof of car insurance is important because you need to provide it when you register your car, if you are pulled over by a police officer, or if you get into an accident. Your insurance card will likely include your name, the names of any other insured drivers, your address, your VIN (vehicle identification number), the policy number, the start date, and the expiration date.
How to Show Proof of Car Insurance
You can show proof of car insurance using a physical or digital car insurance card in every state except for New Mexico, where a physical version is required. However, relying on a digital version could leave you without proof if you don’t have cell phone service or Internet. Even a copy downloaded to a smartphone will not help if your phone is dead.
Consequently, it’s smart to carry proof of insurance in the form of a physical car insurance card and to also have an electronic copy as a backup. If you need proof of insurance to purchase or register a car but don’t have a policy yet, check out WalletHub’s guide to getting car insurance.
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