To lower car insurance rates in Ohio, drivers can compare quotes, look for discounts, and potentially consider reducing their coverage. How much your specific car insurance policy costs will also depend on your age, your car, and your driving history. As a result, a safer car, defensive driving classes, and improved performance behind the wheel could help you save, too.
On average, full coverage car insurance in Ohio costs about $2,681 per year, and state-minimum coverage costs around $871 per year.
How to Lower Car Insurance Costs in Ohio
1. Compare quotes.
Drivers in Ohio can save an average of $1,343 per year just by shopping around and picking the car insurance company with the best rates. To start, you can compare quotes from WalletHub’s picks for the best car insurance companies in Ohio.
2. Look for discounts.
You may be eligible for car insurance discounts such as policy bundling, good driver, and good student.
3. Take a defensive driving class.
If your insurer offers it, you can take a defensive driving class to receive an auto insurance discount. This discount may apply for several years.
4. Reduce your coverage.
If you cannot afford your current car insurance payments, you could consider reducing your coverage down to Ohio’s minimum coverage requirements. Drivers in Ohio are required to carry at least bodily injury liability, and property damage liability insurance.
Alternatively, if you already have minimum coverage, you could consider switching to a car that’s cheaper to insure.
To learn more, check out WalletHub’s picks for the cheapest car insurance companies in Ohio.
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