Insurance companies that provide discounts for military members and families include Geico, Liberty Mutual, and Farmers. However, availability might vary based on the state you reside in as other insurance companies might only offer a military discount for specific states. For example, almost all insurance companies are required to offer a military discount in Louisiana due to state law.
It's also worth checking out USAA when it comes to military insurance. Although they don't offer a military discount, all of their insurance products are targeted towards military personnel and their families, so you get other discounts and bonuses tailored specifically for drivers associated with the US military.
Geico military discounts give savings up to 15% off overall insurance premiums to eligible active duty customers, veterans, and their immediate family members. To apply for a Geico military discount, call 1-800-MILITARY (645-4827). You will be connected to Geico's dedicated military customer service team, who will help determine which discounts may be available to you.… read full answer
Types of Geico Military Discounts
Up to 15% in savings on insurance premiums for active duty members, veterans, the National Guard, Army Reserve, or immediate military family members.
Emergency Deployment Discount
Up to 25% savings on premiums for military members who are deployed to certain “imminent danger pay” zones.
Available to members of professional military organizations and associations, including the Association of the United States Army, the Fleet Reserve Association, and the Armed Forces Benefit Association.
Auto Insurance Suspension
A pause or reduction of insurance coverage on vehicles stored on a military base while a customer is deployed.
In most states, Geico's overall military insurance premiums are comparable to those of USAA, an insurance company that caters to the U.S. military. However, Geico tends to be less expensive for veterans and those not deployed, while USAA offers better deals to active military, especially members on deployment.
For example, Geico's emergency deployment discount of 25% applies only on deployments to imminent danger zones. USAA’s deployment rates apply anywhere overseas. It’s a good idea to get a quote from each to determine which may be best for you. For more information on the differences between Geico and USAA check out WalletHub's Geico vs USAA comparison.
Yes, Liberty Mutual does have a military discount on auto insurance premiums. The Liberty Mutual military discount is available to eligible members of the United States Armed Forces community. To apply, call 1 (800) 290-7933.
Liberty Mutual Military Discount Eligibility Requirements
Yes, Farmers does have a military discount on auto insurance premiums. The Farmers military discount is available to eligible members of the United States Armed Forces community. To apply, call 1 (888) 327-6335.
Farmers Military Discount Eligibility Requirements
Retired and/or honorably discharged military veterans
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