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The best car insurance companies for first time drivers over 25 years old are Erie Insurance, American Family Insurance and State Farm. When shopping for car insurance, first time drivers over 25 should look for the highest quality coverage at the lowest price, but they should also expect to pay more for coverage than other drivers their age. Although car insurance costs the most for new teen drivers, lacking experience at any age means that you’re considered high-risk and will pay a higher premium.
Best Car Insurance Companies for First Time Drivers Over 25
- Erie Insurance
- American Family Insurance
- State Farm
- Liberty Mutual
While most of these companies operate nationwide, Erie Insurance and American Family Insurance only operate in 12 and 17 states, respectively. Additionally, USAA is only available to military servicemembers and their families.
No matter which insurance company you choose, time is the best tool for new drivers over 25 who want to save money on their car insurance. Costs will usually begin to lower after three years of good driving, and the biggest drop in your premium will come after nine years of driving. Aside from your driving record, age is also going to help long-term costs. Insurance rates gradually decrease as drivers get older, until they reach senior status.
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