Is Amica cheaper than Geico? This question is about Amica Insurance

No, Amica is not cheaper than Geico for car insurance. A minimum-coverage car insurance policy with Amica costs $1,476 per year, on average, while a minimum-coverage policy with Geico costs an average of $693 per year. Full coverage from Geico costs less than Amica’s coverage, too. Average Annual Cost of Car Insurance From Amica vs. Geico Age Range Coverage Level Amica Geico 16-35 Minimum $1,670 per year $1,254 per year 16-35 Full $5,868 per year $3,412 per year 45-65 Minimum $762 per year $613 per year 45-65 Full $1,572 per year $1,308 per year Note: Rates are an annual approximation based on a driver with a clean driving record in Massachusetts. Actual rates will vary. To learn more, check out reviews and key information about Amica, as well as our comparison between Amica and Geico. You can get a quote for a Amica car insurance policy by calling 800-242-6422, or by going online to Amica’s website.

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Is Amica cheaper than Geico?

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This question is about Amica Insurance

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Delaney Simchuk, Car Insurance Writer

@delaney_simchuk • 08/31/22 This answer was first published on 08/31/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, Amica is not cheaper than Geico for car insurance. A minimum-coverage car insurance policy with Amica costs $1,476 per year, on average, while a minimum-coverage policy with Geico costs an average of $693 per year. Full coverage from Geico costs less than Amica’s coverage, too.

Average Annual Cost of Car Insurance From Amica vs. Geico

Age Range	Coverage Level	Amica	Geico
16-35	Minimum	$1,670 per year	$1,254 per year
16-35	Full	$5,868 per year	$3,412 per year
45-65	Minimum	$762 per year	$613 per year
45-65	Full	$1,572 per year	$1,308 per year

Note: Rates are an annual approximation based on a driver with a clean driving record in Massachusetts. Actual rates will vary.

To learn more, check out reviews and key information about Amica, as well as our comparison between Amica and Geico. You can get a quote for a Amica car insurance policy by calling 800-242-6422, or by going online to Amica’s website.

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Is Amica a good insurance company?

Yes, Amica is a good insurance company, offering car, home and life insurance to people in 49 states. Amica has earned A+ ratings from insurance industry watchdogs like the BBB and A.M. Best, and it has an average user rating of 3.5/5 on WalletHub. Amica does have more customer complaints than average, however, according to the National Association of Insurance Commissioners.… read full answer

Amica Mutual Insurance Company, as it’s officially known, is based in Lincoln, Rhode Island, and it has been in operation since 1907. It currently offers a variety of insurance policies for cars, boats and homes, as well as coverage for pets, special events and small businesses. You can save by bundling Amica Insurance policies, too.

Why Amica Insurance Is a Good Company:

Has been in business since 1907

A+ rating with the Better Business Bureau

A+ rating with A.M. Best

Averages 3.5/5 among user ratings on WalletHub

You can get a free Amica Insurance quote online or by contacting an agent at 1-800-242-6422.

To learn more, check out WalletHub’s Amica insurance review

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What rating does Amica Insurance have?

Amica Insurance is rated 3.4 out of 5 by WalletHub’s editors, based on factors such as customer reviews and watchdog-group ratings. For example, Amica has a rating of 1.95 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size.

Amica Insurance Ratings… read full answer

WalletHub Editors: 3.4

A.M. Best: A+

J.D. Power: 4.3

NAIC: 1.95

BBB: A+

Average User Rating on WalletHub: 3.6 /5

To learn more, check out WalletHub’s complete Amica car insurance review.

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What kind of insurance company is Amica?

Amica is a mutual insurance company, meaning it is owned entirely by its policyholders. Amica policyholders get coverage without a large markup for profits, and they share in the earnings from investments and premiums by receiving dividends. Amica is the oldest mutual insurer of cars in the United States.

It is important to note that Amica’s auto coverage, dividend policies, and other types of insurance are not available in every state. Below, you can see the company’s average rates in New Jersey—which is one of the largest states in which Amica operates. Amica’s prices are relatively low, in part, because of its ownership structure.… read full answer

Amica Auto Insurance Quotes

Driver Profile	Average Quote
18-Year-Old	$224 / month
21-Year-Old	$129 / month
45-Year-Old	$59/ month
45-Year-Old with a Speeding Ticket	$72 / month
45-Year-Old with a DUI	$191 / month
55-Year-Old	$54 / month
65-Year-Old	$68/ month

For more information, check out WalletHub’s Amica Mutual Insurance review.

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