No, adding a dash cam does not lower insurance premiums because insurance companies don’t offer direct discounts for dash cams. Instead, a dash cam might be useful in the event of a collision where fault is disputed, as it may help you argue your case—perhaps leading to lower insurance costs in the long run.
Dash Cams Can Provide Video Evidence of:
In addition, installing a dash cam may serve as a reminder to drive more carefully, which can also lead to lower car insurance premiums.
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