McKayla Girardin, Car Insurance Writer
@mckayla_girardin
No, car insurance in Michigan is not cheaper than in Wisconsin. Wisconsin car insurance rates are an average of $1,272 per year cheaper than Michigan in part because Wisconsin has lower minimum coverage requirements
Average Monthly Cost of Car Insurance in Michigan vs. Wisconsin
| Category | Michigan | Wisconsin |
| Good Drivers | $183 per month | $77 per month |
| Full Coverage Policy | $526 per month | $262 per month |
| Young Drivers (16 to 19-year-olds) | $286 per month | $133 per month |
| Older Drivers (55 to 65-year-olds) | $106 per month | $34 per month |
| High-Risk Drivers | $318 per month | $65 per month |
| Best Company Overall |
Note: Rates are an approximation based on a driver with minimum coverage. The “high-risk” category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in Michigan can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and having safe driving habits.
To learn more, check out WalletHub’s picks for the cheapest car insurance companies in Michigan and Wisconsin.
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