McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, car insurance in Iowa is cheaper than in Idaho. Iowa car insurance rates are an average of $226 per year cheaper than Idaho, in part because Iowa has lower minimum coverage requirements.
Average Monthly Cost of Car Insurance in Iowa vs. Idaho
Category | Iowa | Idaho |
Good Drivers | $52 per month | $71 per month |
Full Coverage Policy | $222 per month | $228 per month |
Young Drivers (16 to 19-year-olds) | $86 per month | $122 per month |
Older Drivers (55 to 65- year-olds) | $24 per month | $30 per month |
High-Risk Drivers | $49 per month | $50 per month |
Best Company Overall | Town & Country Insurance | The General |
Note: Rates are an approximation based on a driver with minimum coverage. The "high-risk" category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in Idaho can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and maintaining safe driving habits.
To learn more, check out WalletHub's picks for the cheapest car insurance in Iowa and Idaho.
People also ask
Why is Iowa car insurance so expensive?
Car insurance in Iowa is actually not very expensive because the state has minimal insurance requirements, which allows drivers to customize their policies and creates competition among insurers. In Iowa, you can expect to pay around $2,665 per year for full coverage car insurance, compared to the national average of $4,211 per year. Car insurance in Iowa is less expensive than the national average, which is around $4,211 per year for full coverage and about $1,407 per year for minimum coverage.
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The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
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