McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, car insurance in Virginia is cheaper than in New York. Virginia car insurance rates are an average of $1,792 per year cheaper than New York, in part because Virginia has lower minimum coverage requirements.
Average Monthly Cost of Car Insurance in Virginia vs. New York
Category | Virginia | New York |
Good Drivers | $105 per month | $254 per month |
Full Coverage Policy | $287 per month | $625 per month |
Young Drivers (16 to 19-year-olds) | $173 per month | $397 per month |
Older Drivers (55 to 65- year-olds) | $49 per month | $142 per month |
High-Risk Drivers | $109 per month | $241 per month |
Best Company Overall | Rockingham Insurance | The General |
Note: Rates are an approximation based on a driver with minimum coverage. The "high-risk" category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in New York can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and maintaining safe driving habits.
To learn more, check out WalletHub's picks for the cheapest car insurance in Virginia and New York.
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