Yes, car insurance in Virginia is cheaper than in New York. Virginia car insurance rates are an average of $1,792 per year cheaper than New York, in part because Virginia has lower minimum coverage requirements.
Average Monthly Cost of Car Insurance in Virginia vs. New York
Note: Rates are an approximation based on a driver with minimum coverage. The "high-risk" category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in New York can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and maintaining safe driving habits.
To learn more, check out WalletHub's picks for the cheapest car insurance in Virginia and New York.
Car insurance in New York is expensive because it's a no-fault state with a high rate of insurance fraud. In New York, you can expect to pay around $7,502 per year for full coverage car insurance, compared to the national average of $2,117 per year. Car insurance in New York is more expensive than the national average, which is around $2,117 per year for full coverage and about $671 per year for minimum coverage.
The cost of car insurance is steadily increasing, too, both...
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
Common reasons for high car insurance costs include your driving record, age, coverage options, where you live, the car you drive, your credit history or not taking advantage of discounts. The average car insurance premium has also become more expensive as it increased by more than 50% in the past 10 years.
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