Is driving without insurance a moving violation?

Driving without insurance is a moving violation in many states, including Texas, because it occurs while the vehicle is in motion. In other states, like Florida and Washington, driving without insurance is considered a non-moving violation because it is filed against the vehicle itself rather than the driver.

The distinction between moving and non-moving violations can be a confusing one—especially since the names imply straightforward definitions. But, in some states, drivers can be charged with non-moving violations even when their vehicle is in motion. This is because violations are defined by state law.

Examples of Moving and Non-Moving Violations

Driving without insurance is a serious offense. To see what fines and penalties your state imposes, take a look at WalletHub’s guide to what happens if you drive without insurance. Or, if you’re ready to buy insurance to avoid these penalties, you can start your search with WalletHub’s guide to the cheapest car insurance companies.