Is Geico cheaper in Maine?

The cheapest car insurance in Maine costs an average of $35 per month ($420 per year), which is significantly less expensive than the national average cost of car insurance. Some of the cheapest car insurance companies in Maine include USAA, Auto-Owners, and Geico.

Cheapest Car Insurance Companies in Maine

Note: Premiums are representative of a good driver with a minimum coverage policy; individual rates will vary.

Tips for Getting the Cheapest Car Insurance in Maine

• Compare quotes. Comparing quotes from at least three different insurance companies can help you make sure you’re getting a good deal.
• Take advantage of discounts. Most car insurance companies offer discounts for things like being a safe driver or taking a defensive driving course. These discounts can help you save a lot on your premium each month.
• Choose your coverage carefully. A full coverage policy in Maine costs 181% more than a minimum coverage policy, on average, so choosing which types of insurance to have can make a big difference to your premium.
• Practice safe driving habits. The most dependable way to get great car insurance rates is to be a safe driver. If you’ve had accidents in the past, or you want to brush up on your skills, consider taking a defensive driving course. You may get a discount out of it, and it can help you become a better driver moving forward.

Using these tips can help you find high-quality car insurance at a great rate. To start shopping for a policy, check out WalletHub’s picks for the cheapest car insurance companies in Maine.

You can get car insurance discounts in Maine based on how you drive, the car you own, and your relationship with your insurance company. In Maine, car insurance companies are allowed to consider factors like employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.... read full answer

Almost anyone can get a discount on car insurance in Maine because most insurance companies make it easy to qualify for a variety of savings. Maine insurers typically offer discounts that fall into one of three categories—policy discounts, driver discounts, and vehicle discounts.

Policy discounts typically reward customer behavior that is desirable to the insurance company. For example, most Maine drivers can save by registering for paperless billing or getting both home and auto policies from the same company. Driver discounts are available to Maine residents who are lower-risk to insure, like those with clean driving records. And vehicle discounts help drivers save if their car has certain safety features or anti-theft systems.

Car Insurance Discounts in Maine

Remember, discounts vary among different insurance companies, so it’s always best to contact the provider directly to determine which discounts you qualify for.

Geico is so cheap because it sells insurance directly to consumers and offers a lot of discounts. Direct-to-consumer insurance sales eliminate the cost of middlemen and allow Geico to have significantly fewer local offices and agents than companies like State Farm and Allstate. Having a smaller agent network lowers Geico’s overhead costs, so they can pass those savings on to consumers.... read full answer

Average Monthly Rates for Geico vs. Top Competitors

Note: Premiums are representative of a 45-year-old good driver in California; individual premiums will vary.

Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to make sure you’re getting the cheapest rate is to compare quotes from multiple insurers.

To learn more, check out WalletHub’s review of Geico and see Geico’s full profile.