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Yes, personal injury protection (PIP) is required in Massachusetts. Drivers in Massachusetts are required to have at least $8,000 of PIP coverage for medical expenses, plus additional categories of coverage for especially serious accidents.
Personal injury protection helps ensure that everyone on the road in Massachusetts has some financial assistance for medical payments in the event of a collision. Drivers in all no-fault states are required to have PIP because they are restricted in terms of when they can sue another driver for compensation after an accident. That means PIP coverage is their first line of defense if they face hospital bills or a long recovery from an injury.
|PIP required?||Yes, PIP is required|
|Minimum PIP coverage||At least $8,000 of PIP coverage|
|Annual cost of insurance||$1,252|
|State accident laws||No-fault|
|National cost ranking (1=cheapest)||21|
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