Roadside assistance is worth it if you have an old car, regularly drive long distances, live somewhere with bad weather (especially snowstorms), or are unfamiliar with car maintenance. Roadside assistance can be cheap, and it can help with everything from towing and winching to jump-starts and lockout services.
When Roadside Assistance Is Worth It
You have an old car. Cars that are at least 10 years old are twice as likely to be stranded on the side of the road and four times as likely to require a tow than younger cars, according to AAA. With that in mind, it is worth considering roadside assistance if your car is more than 10 years old.
You regularly drive long distances. Generally, it is worth buying roadside assistance if you commute every day or regularly take long-distance road trips, as your car will experience more wear and tear than the average vehicle.
You live somewhere with bad weather. Where there is bad weather, there are road hazards. Especially if you live in a place that gets a lot of snow, your risk for getting stuck in a ditch or losing control of your vehicle is much higher. Thus, buying roadside assistance, especially a plan that includes winching, is worth the money.
You are unfamiliar with car maintenance. If you feel uncomfortable changing a tire or jumpstarting your car’s engine—or you don’t want to worry about car maintenance at all— it is worth it to purchase roadside assistance to ease your anxiety.
You get it through your car insurance company. Roadside assistance is usually much cheaper through an insurance company than through an auto club. It is worth noting that before allowing you to buy roadside assistance, your insurer may require you to buy comprehensive and collision coverage.
To learn more and compare providers, check out WalletHub’s guide to the best roadside assistance companies.
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