Safeco is less reliable than the average insurance company. While financial strength is above average, according to AM Best, its claims process and its customer satisfaction are less-than-ideal, according to analysis from J.D. Power and the NAIC.
The main Safeco NAIC number is 39012. Safeco’s NAIC number is the five-digit code given by the National Association of Insurance Commissioners (NAIC), which assigns numbers to authorized insurance providers in order to track customer complaints and ethics violations across state lines.
With Safeco’s NAIC number, anyone can learn more about the company’s financial data, the kinds of complaints that have been filed by customers, and any enforcement actions taken against the company. Customers will need Safeco’s NAIC number to report fraud or file an insurance claim, as well.… read full answer
Although the main Safeco NAIC number is 39012, the NAIC has assigned a separate code for each of Safeco’s affiliate companies, which are listed below. You can find the number that applies to your particular policy on your Safeco insurance card.
Safeco NAIC Numbers
Safeco Insurance Company of America
Safeco Insurance Company of Illinois
Safeco Insurance Company of Indiana
Safeco Insurance Company of Oregon
Safeco Lloyds Insurance Company
Safeco National Insurance Company
Safeco Surplus Lines Insurance Company
Safeco’s NAIC number is not the same thing as the three-digit code assigned by each state’s department of motor vehicles. These numbers, issued by state insurance commissioners, are given to the companies that have been authorized to sell insurance policies in a particular state. However, they are not standardized across state lines, like NAIC numbers are.
Safeco is rated 2.9 out of 5 by WalletHub’s editors, based on factors such as customer reviews and watchdog-group ratings. For example, Safeco has a rating of 1.25 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size.
Yes, Safeco insurance rates are competitive, as the company is one of the 10 cheapest insurers nationally, according to WalletHub data. Safeco car insurance costs an average of $1,006 annually, or $84 per month.
Safeco’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.… read full answer
Sample Safeco Car Insurance Rates
Average Annual Cost of Minimum Coverage
These sample quotes are representative of Safeco’s insurance prices, but individual results will vary. To learn more about how we obtained these sample quotes, check out the methodology section of our complete Safeco car insurance review.
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