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Yes, Safeco offers full coverage car insurance if you purchase a policy that includes collision and comprehensive insurance in addition to your state’s minimum requirements. On average, a Safeco full coverage policy costs $3,050 per year, which is 203% more than a minimum coverage policy.
Full coverage insurance from Safeco is a good choice for drivers who don’t want to pay out of pocket to repair or replace their car after an accident or other damage-causing event. Collision insurance will repair or replace a vehicle if it’s damaged by a wreck, while comprehensive insurance covers damage caused by something other than an accident, like vandalism or a natural disaster. Neither type of insurance is mandatory in any state, but they are both required for leased and financed cars. To learn more, check out WalletHub’s guide to full coverage insurance.
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