Lilah Butler, Car Insurance Writer
Yes, Kemper will insure you with a DUI. In addition to insuring people who have been convicted of driving under the influence (DUI), Kemper will file an SR-22 or FR-44 form with the driver’s state after a DUI conviction, if necessary.
Kemper insurance after a DUI conviction will cost approximately 71% more than a Kemper policy costs for drivers with a clean driving record. After the DUI conviction stops showing up on your driving record, usually within 3 to 5 years, Kemper will decrease your rates.
What to Do If Kemper Denies You Coverage
Even though Kemper insures drivers with a DUI, you may get turned down if you have more than one DUI or a DUI plus other significant risk factors. In this case, your state government will help. Each state has a program that allows drivers who cannot find car insurance coverage elsewhere to get a policy. These insurance programs are typically more expensive and only offer the state’s minimum required coverage, so you should shop around before resorting to getting your insurance through the state.
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