Does Kemper have a military discount?

Yes, Kemper insurance rates are competitive for certain drivers, including teenagers, drivers with a speeding ticket, and DUI. Kemper car insurance customers pay an average of $689 per year, which is more than the national average of $671 per year. Kemper’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.... read full answer

Kemper Car Insurance Rates vs. Popular Competitors

Note: Rates are an approximation based on a 45-year-old driver in California. Actual rates will vary. For more information, check out the methodology section of our Kemper car insurance review.

Other Factors That Make Kemper Insurance Competitive

• Kemper offers 8 auto insurance discounts.
• Kemper offers 17 different types of insurance.
• Kemper customer service representatives are available Monday - Sunday 7 am - 12 am CST.

To learn more, read WalletHub’s complete review of Kemper.

Kemper’s payment options are debit cards, credit cards, and checking or savings accounts. Kemper customers can also set up automatic payments using a debit card, a credit card from Discover, Visa, Mastercard, or American Express, or a bank account with Electronic Funds Transfer (EFT). Kemper customers have the option of paying premiums in one lump sum or in semi-annual, quarterly, and monthly payment options. Choosing to pay up front may even result in discounts in some states.... read full answer

Ways To Pay Your Kemper Car Insurance Premium

• Online using Kemper's payment portal
• By calling 1-800-437-8394
• By mailing a check to Kemper Direct / PO Box 660421 / Dallas, TX 75266-0421
• Using the Kemper mobile app

Some of these payment options might not be available in all situations or all states, however. If you have further questions about paying your Kemper premium, you can call 1-800-437-8394.

There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.... read full answer

Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds. You can check out some other notable options below, too.

Car Insurance Companies with Teacher Policies

• Liberty Mutual
• California Casualty
• Horace Mann
• Plymouth Rock Assurance (New Jersey)
• Educators Insurance (Massachusetts)
• Meemic (Illinois, Michigan, Wisconsin and Georgia)
• Metlife (for members of teachers’ unions)

Car Insurance Affiliation Discounts for Teachers

Geico and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. Geico provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 4% for customers who mark their occupation as teacher when getting a quote.

Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. However, these companies do not publish the lists of organizations for which they provide discounts, so when in doubt, check with your insurance company to see if your association qualifies. You can also contact your association or union to ask about affiliations with insurance carriers.

Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.