Does Liberty Mutual offer classic car insurance? This question is about Liberty Mutual

Yes, Liberty Mutual offers classic car insurance through a partnership with its subsidiary Safeco for antique and classic cars. Unlike a normal car insurance policy, Liberty Mutual classic car coverage is designed for vehicles that do not lose value over time. Liberty Mutual classic car insurance uses an agreed value system, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide. Liberty Mutual Classic Car Insurance Vehicle Requirements Antique and classics that are at least 25 years old Driven on a limited basis (3,000 to 5,000 miles annualy) Stored in an enclosed, locked garage Drivers must have access to other vehicles for everyday use Drivers must meet qualifications based on age and driving record (can vary by state) Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a Liberty Mutual policy. Requirements may also vary by state. For more information about Liberty Mutual classic car insurance or to get a quote, call 1 (800) 295-2568.

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Does Liberty Mutual offer classic car insurance?

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@WalletHub • 05/06/21 This answer was first published on 05/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Liberty Mutual offers classic car insurance through a partnership with its subsidiary Safeco for antique and classic cars. Unlike a normal car insurance policy, Liberty Mutual classic car coverage is designed for vehicles that do not lose value over time.

Liberty Mutual classic car insurance uses an agreed value system, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide.

Liberty Mutual Classic Car Insurance Vehicle Requirements

Antique and classics that are at least 25 years old
Driven on a limited basis (3,000 to 5,000 miles annualy)
Stored in an enclosed, locked garage
Drivers must have access to other vehicles for everyday use
Drivers must meet qualifications based on age and driving record (can vary by state)

Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a Liberty Mutual policy. Requirements may also vary by state.

For more information about Liberty Mutual classic car insurance or to get a quote, call 1 (800) 295-2568.

Answer Question

Does Liberty Mutual roadside assistance have a towing miles limit?

Liberty Mutual roadside assistance will tow your car to the nearest qualified facility. There is no specific mileage limit for Liberty Mutual towing services, however. The specifics of Liberty Mutual roadside assistance coverage may vary by state, though, so drivers should check their policy to learn more about limits and exclusions.… read full answer

In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Liberty Mutual roadside assistance compares to the competition, check out the table below.

Liberty Mutual Roadside Assistance Compared to Popular Competitors

Car Insurance Company	Average Annual Cost of Roadside Assistance	Towing Limit
Liberty Mutual	$12-$120	To the nearest qualified repair facility
State Farm	$8	To the nearest qualified repair facility
Geico	$14	To the nearest qualified repair facility
Progressive	$16	15 miles or the nearest qualified repair shop
Nationwide	$23+	15 miles (basic plan) 100 miles (plus plan)
Travelers	$12+	15 miles or the nearest qualified repair shop (basic plan) 100 miles (premier plan)

In addition to towing, Liberty Mutual roadside assistance includes battery jump starts, fuel delivery, flat tire changes, and lockout services. To add Liberty Mutual roadside assistance to your policy, log into your online account or call Liberty Mutual customer service.

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Does Liberty mutual offer gap insurance?

Yes, Liberty Mutual offers gap insurance for approximately $40 per year. Liberty Mutual gap insurance pays the difference between your car’s actual cash value and your remaining loan or lease balance if the vehicle is stolen or totaled. However, you will be responsible for paying a deductible.

Liberty Mutual gap insurance is usually a better investment than purchasing this coverage from a … read full answer dealership, where the cost is often added to your loan/lease balance and charged interest. You can cancel Liberty Mutual gap insurance once your car is worth more than your loan or lease balance.

For more information, check out WalletHub’s complete guide to gap insurance.

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Why is Liberty Mutual so cheap?

Liberty Mutual is so cheap because the company offers a wide variety of discounts and is the sixth largest insurer by market share, which helps Liberty Mutual keep prices competitive. A minimum coverage policy from Liberty Mutual costs an average of $73 per month, and Liberty Mutual premiums can be made even cheaper by taking advantage of discounts such as safety features discounts and accident-Free Discount. Plus, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.… read full answer

Average Monthly Rates for Liberty Mutual vs. Top Competitors

Company	Minimum Coverage	Full Coverage
Liberty Mutual	$73	$230
State Farm	$77	$218
Progressive	$54	$168

Note: Premiums are representative of a 45-year-old good driver in CA; individual premiums will vary.

Liberty Mutual is especially cheap for young drivers in particular. That’s because Liberty Mutual has special savings opportunities for drivers in this category, such as discounts for students who maintain at least a 3.0 GPA.

Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though Liberty Mutual is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.

To learn more, check out WalletHub’s review of Liberty Mutual and see Liberty Mutual’s full profile.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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