Is Liberty Mutual roadside assistance as good as AAA? This question is about Liberty Mutual

Liberty Mutual roadside assistance is not as good as AAA because it offers a lot less coverage. Even for customers who already have a Liberty Mutual car insurance policy, roadside assistance from Liberty Mutual is a poor alternative to AAA’s plus and premier plans. Liberty Mutual roadside assistance has one standard plan and costs $12 to $120 per year. AAA, on the other hand, has three levels of memberships with prices ranging from $38 to $171 per year, depending on the state and chosen plan. Liberty Mutual Roadside Assistance vs. AAA Roadside Assistance Companies Liberty Mutual AAA Annual Cost $12 to $120 $38 to $171 Towing Limits To the nearest qualified facility 3 to 200 miles Locksmith Services Included Covers $50 to $100 of professional locksmith services Winching Not Offered 1-2 hours of labor Tire Change, Jump-Start, Fuel Delivery Included Included Battery Charge for Electric Vehicles Not Offered One 15-minute quick charge State Availability 50 states and DC 50 and DC Multiple Plan Levels One Classic, Plus, and Premier Motorcycle Coverage Not Offered Yes RV Coverage Not Offered Yes for Plus and Premier Boats and Trailers Coverage Not Offered Yes for Plus and Premier Bicycle Coverage Not Offered Yes Trip Interruption Insurance Included Not Offered Yes Ultimately, Liberty Mutual roadside assistance doesn’t offer as much coverage as AAA, so a roadside assistance plan from AAA is a better choice.

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Is Liberty Mutual roadside assistance as good as AAA?

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This question is about Liberty Mutual

McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 11/12/21 This answer was first published on 11/11/21 and it was last updated on 11/12/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Liberty Mutual roadside assistance is not as good as AAA because it offers a lot less coverage. Even for customers who already have a Liberty Mutual car insurance policy, roadside assistance from Liberty Mutual is a poor alternative to AAA’s plus and premier plans.

Liberty Mutual roadside assistance has one standard plan and costs $12 to $120 per year. AAA, on the other hand, has three levels of memberships with prices ranging from $38 to $171 per year, depending on the state and chosen plan.

Liberty Mutual Roadside Assistance vs. AAA Roadside Assistance

Companies	Liberty Mutual	AAA
Annual Cost	$12 to $120	$38 to $171
Towing Limits	To the nearest qualified facility	3 to 200 miles
Locksmith Services	Included	Covers $50 to $100 of professional locksmith services
Winching	Not Offered	1-2 hours of labor
Tire Change, Jump-Start, Fuel Delivery	Included	Included
Battery Charge for Electric Vehicles	Not Offered	One 15-minute quick charge
State Availability	50 states and DC	50 and DC
Multiple Plan Levels	One	Classic, Plus, and Premier
Motorcycle Coverage	Not Offered	Yes
RV Coverage	Not Offered	Yes for Plus and Premier
Boats and Trailers Coverage	Not Offered	Yes for Plus and Premier
Bicycle Coverage	Not Offered	Yes
Trip Interruption Insurance Included	Not Offered	Yes

Ultimately, Liberty Mutual roadside assistance doesn’t offer as much coverage as AAA, so a roadside assistance plan from AAA is a better choice.

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Liberty Mutual Roadside Assistance Compared to Popular Competitors

Car Insurance Company	Average Annual Cost of Roadside Assistance	Towing Limit
Liberty Mutual	$12-$120	To the nearest qualified repair facility
State Farm	$8	To the nearest qualified repair facility
Geico	$14	To the nearest qualified repair facility
Progressive	$16	15 miles or the nearest qualified repair shop
Nationwide	$23+	15 miles (basic plan) 100 miles (plus plan)
Travelers	$12+	15 miles or the nearest qualified repair shop (basic plan) 100 miles (premier plan)

In addition to towing, Liberty Mutual roadside assistance includes battery jump starts, fuel delivery, flat tire changes, and lockout services. To add Liberty Mutual roadside assistance to your policy, log into your online account or call Liberty Mutual customer service.

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Does Liberty Mutual have free towing?

Yes, Liberty Mutual has free towing services for customers who have the company’s 24-hour roadside assistance coverage. Liberty Mutual’s optional roadside assistance coverage costs about $1 - $10 per month, and it includes towing services to the nearest repair facility, up to a customer’s policy coverage limit. The cost depends on a customer’s personal details, including their zip code, the kind of car they drive, and their driving history. … read full answer

Liberty Mutual Roadside Assistance Covers:

Towing to the nearest qualified facility

Flat tire changes

Dead battery jump starts

Fuel delivery (the fuel itself is not free)

Liberty Mutual’s roadside assistance coverage only applies to mechanical breakdowns and vehicle disablements, and it doesn’t cover major repairs, engine failures or maintenance work. Like all of Liberty Mutual’s services, the eligibility requirements, coverage limits, and availability of towing services vary by state. The Liberty Mutual roadside assistance phone number is 800-426-9898.

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Does Liberty Mutual cover flat tires?

Yes, Liberty Mutual covers flat tires for customers who have roadside assistance coverage. Drivers who have Liberty Mutual roadside assistance can call 1-800-426-9898 for help, and the company will pay for the cost of changing a flat tire. However, it’s important to note that Liberty Mutual will not pay for the tire itself, so drivers need to have a spare or pay out of pocket for a replacement tire.… read full answer

Liberty Mutual roadside assistance is an optional policy add-on, meaning that the coverage is not automatically included. But roadside assistance coverage is often worth buying, especially since it only costs an average of $1-$10 per month from Liberty Mutual. Besides flat tire changes, roadside assistance from Liberty Mutual also covers towing, battery jump starts, fuel delivery, and lockout services.

For more information about purchasing a roadside assistance plan, check out WalletHub’s guide to the best roadside assistance.

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