To file a Med Pay claim, start by notifying your car insurance company of the accident and giving your health care provider the details of your policy. Many hospitals and doctors will bill auto insurance policies directly, and even if they don’t, you will be reimbursed by your insurer.
If you have health insurance, you can use it to immediately cover your bills while you wait for your Med Pay claim to be approved. In some cases, your car insurance company will work directly with your health insurance to coordinate payment, meaning you won’t have to be heavily involved in the settlement process.
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