Does Mercury offer discounts on rental cars?

No, you do not need insurance to rent a car because rental companies have their own insurance. Rental car companies usually provide minimum liability coverage only, so if you don’t have personal insurance, you’ll probably want to purchase extra rental car insurance through the rental company. If your personal car is insured and you pay for your rental with a credit card, you can probably skip the optional coverage offered at the rental counter.

...

You need some form of insurance to drive a rental car, but you only need to buy extra car insurance from the rental car company if you don’t have personal auto insurance or you’re traveling internationally. Standard car insurance policies usually extend to rental cars, so most drivers are already covered. Many credit cards also provide insurance against damage to the rental car itself.

You Might Need to Buy Rental Car Insurance If You:

• ...

Mercury rental reimbursement pays for the cost of a rental car after the policyholder’s vehicle is damaged by a covered cause, such as an accident. Rental car reimbursement insurance from Mercury usually costs less than $10 per month, and drivers can purchase a limit of up to $100 for up to 30 days.

This coverage does not apply to rental vehicles used while the policyholder’s car is undergoing routine maintenance. In addition, drivers typically...