Does Mercury offer classic car insurance?

Mercury roadside assistance has a towing miles limit of 15, 100, or 200 miles, depending on the amount chosen by the policyholder. Specific roadside assistance coverage may vary by state, however, so drivers should check their Mercury policy to learn exact limits and exclusions.

In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership, with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Mercury roadside assistance compares to the competition, check out the table below.... read full answer

Mercury Roadside Assistance Compared to Popular Competitors

In addition to towing, Mercury roadside assistance also includes jump starts, flat tire change, emergency fuel or fluid delivery, and lockout services. To add Mercury roadside assistance to your policy, log into your online account or call Mercury customer service.

No, Mercury does not offer gap insurance, but you can find affordable gap policies from many other major insurance companies. Gap insurance is a specialty type of coverage that pays the difference between your car’s actual cash value and your loan or lease balance if the vehicle is stolen or totaled. You may be required to carry gap coverage if your vehicle is financed.... read full answer

Popular Gap Insurance Providers

• Allstate
• Travelers
• The Hartford
• Liberty Mutual
• Nationwide
• Kemper
• Progressive
• Esurance

If you’re a current Mercury customer and want to maintain your policy, you could purchase gap insurance from a dealership or a stand-alone company. However, dealership gap insurance is often the most expensive option, since it’s usually rolled into your loan and charged interest.

For more information, check out WalletHub’s complete guide to gap insurance.

Mercury is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Mercury costs an average of $56 per month, and Mercury premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount. Plus, Mercury rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.... read full answer

Average Monthly Rates for Mercury vs. Top Competitors

Note: Premiums are representative of a 45-year-old good driver in CA; individual premiums will vary.

Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so even though Mercury is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies.

To learn more, check out WalletHub’s review of Mercury and see Mercury’s full profile.