Yes. Mercury Insurance does offer home insurance policies for homeowners, renters and landlords. Mercury home insurance can protect your house or dwelling from damage caused by fire, smoke and storms. It can also cover you, your belongings and any visitors or tenants on your property against theft, damage or injury. Plus, if you buy Mercury homeowners insurance and auto insurance policies as a bundle, you can get discounts of up to 15% off your homeowners policy and 14.5% off your auto policy.
Mercury Homeowners Insurance:
Mercury’s homeowners insurance covers your home and other structures on your property, like carports and sheds, from damage caused by acts of nature as well as from theft or vandalism. It also covers damage to your shrubs, trees and lawn caused by fire and lightning.
Homeowners insurance from Mercury also covers damage to any personal property you have inside of your vehicle, as well as living expenses in case your home becomes uninhabitable because of a covered loss. However, you may need extra coverage if you live in an area where floods, earthquakes or other major natural disasters are a possibility.
Mercury Landlord Insurance:
Mercury homeowners insurance can provide liability coverage to landlords for medical bills and legal-defense costs in case a tenant sues over a covered claim. That could come in handy if someone gets hurt in an apartment, condo or house you rent out, for example.
Mercury Renters Insurance:
Renters insurance from Mercury covers personal belongings like furniture and electronics against damage or theft, typically providing reimbursement for a covered item’s value at the time of loss. Renters can also get a policy that will cover medical expenses in case their guests get hurt.
Mercury Homeowners Insurance Options:
Dwelling Protection. Covers damage to your home due to smoke, fire, storm damage and other specified causes.
Personal Property Protection. Covers personal property from certain damages or theft. Additional coverage is available for antiques, jewelry collections and fine art.
Personal Liability Protection. Covers bodily injury/property damage to others due to a covered cause.
Guest Medical Protection. Covers medical expenses for guests who suffer an injury on your property.
Extended Replacement Cost. Covers up to an additional 150% of your dwelling’s policy limits to rebuild your home.
Additional Living Expenses. Covers living expenses if your home becomes uninhabitable because of a covered loss.
Identity Theft Protection. Covers expenses caused by criminal identity theft.
Keep in mind that some of these home insurance options are only available to homeowners and landlords, not renters. You can contact a Mercury agent for a quote on home insurance by calling 1-800-956-3728.
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