Does Mercury roadside assistance have a towing miles limit?

Yes, Mercury offers rental car insurance. If you already have a personal auto policy with Mercury that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Mercury, physical damage to the rental vehicle will not be covered.... read full answer

You can talk to a Mercury customer service representative at 1 (800) 503-3724 to see if your personal policy will extend to your rental car. If you do not have sufficient coverage through Mercury to cover your rental car, you can purchase insurance from your rental car company, or see if it is offered by your credit card company.

Mercury Rental Car Coverage

Liability Insurance. Mercury liability insurance will usually extend to your rental as long as you are driving in the U.S. Your personal liability insurance will pay for others’ medical expenses and repairs to others’ property resulting from an accident you caused in your rental vehicle.

Collision and Comprehensive Insurance. If you have collision and comprehensive insurance with Mercury, this will typically cover any damage that occurs to the rental vehicle itself during your rental period. However, your Mercury collision and comprehensive coverage limits may not be high enoughif you are renting a car with a much higher value than your personal vehicle and the car gets totaled.

Personal Injury Protection or MedPay. If you have personal injury protection (PIP) or MedPay through your personal auto policy, medical expenses for you and your passengers will be covered even after a rental car accident. If you do not have either type of coverage, you can purchase personal accident insurance through the rental car company.

Mercury also offers rental car reimbursement coverage, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, Mercury will pay between $30 and $100 per day toward the cost of your rental, up to 30 days. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$600 per loss as your rental reimbursement limits, Mercury will pay up to $25 per day, but no more than $600 per claim for your rental. Allstate also offers discounts from rental companies like Enterprise and Hertz to make your coverage stretch even further.

To learn more, check out reviews of Mercury on WalletHub, as well as our guide to rental car insurance.

No, Mercury does not offer temporary car insurance. The only way to get short-term car insurance from Mercury, or any other reputable insurer, is to purchase a six or 12-month policy and cancel when you no longer need it. If you decide to terminate your Mercury car insurance policy early, you may be required to pay a cancellation fee equal to about 10% of your remaining premium, depending on where you live. You may also be able to get a refund for any unused coverage time you’ve prepaid for.... read full answer

One Mercury alternative to temporary car insurance is a non-owner policy, which is available to drivers who do not own or have regular access to a vehicle. Non-owner car insurance is cheaper than a standard auto policy, since you are not covering a specific vehicle. If you rent or borrow vehicles often but don’t own a car yourself, then Mercury’s non-owner car insurance is an affordable option.

Yes, AAA offers roadside assistance starting at $29+ per month. AAA roadside assistance provides coverage for things like jump-starting, fuel delivery, lock-out assistance, and tire changes, up to 4 rescues per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling ... read full answer800-AAA-HELP (800-222-4357).

AAA offers a AAA Classic, AAA Plus, and AAA Premier plan. AAA Classic is the cheapest and offers the least amount of coverage, while AAA Premier is the most expensive and offers the most coverage.

What AAA’s Basic Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Trip interruption reimbursement
• Legal defense reimbursement

AAA Roadside Assistance Plans

The exact cost of roadside assistance from AAA will depend on where you live, what type of car you drive, and other factors.

It’s also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from AAA, call your regional AAA club to speak with a customer service representative.

To learn more, check out WalletHub’s full review of AAA, as well as our picks for the best roadside assistance companies.