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Yes, Mercury will pay for windshield replacement or repair services for customers who have comprehensive coverage. Mercury waives the comprehensive deductible for windshield repairs, though customers will still need to pay their deductible for full replacement unless their policy or a state law says otherwise.
If you live in Florida, Kentucky, or South Carolina, you will not need to pay your deductible for windshield replacement or repairs. Additionally, insurance companies in Arizona, Connecticut, Massachusetts, Minnesota and New York must offer a "full glass coverage" policy that allows customers to choose a $0 deductible for glass repairs.
On the other hand, if the windshield was damaged in an accident and the policyholder was at-fault, Mercury customers can file a collision claim, though their exact policy details will determine if they need to pay a collision deductible. And if the policyholder was not at-fault, the at-fault driver’s liability insurance should cover the damage without a deductible.
If you’re not sure whether you will need to pay a deductible for windshield replacement, you can check your policy details or call Mercury’s customer service line at 1 (800) 503-3724. To file a claim for windshield repair or replacement, you can use Mercury’s claims phone number.
People also ask
How much does it cost to replace a windshield without insurance?
It costs $100 to $400 to replace a windshield without car insurance. The exact amount you will have to pay to replace your windshield will vary based on a number of factors including the year, make, model, and trim of your car.
Replacing the windshield of a new, luxury vehicle loaded with features could cost twice as much as replacing the glass of an older, economy car. The type of glass used is another...
read full answerDoes Mercury offer rental car insurance?
Yes, Mercury offers rental car insurance. If you already have a personal auto policy with Mercury that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Mercury, physical damage to the rental vehicle will not be covered.
You can talk to a Mercury customer service representative at 1 (800) 503-3724 to see if your personal policy will extend to your rental car. If you do not...
read full answerShould I use insurance to replace my windshield?
Yes, you should use insurance to repair or replace your windshield if it would cost more than your deductible to pay out of pocket for the work. If the deductible exceeds the repair or replacement cost, the insurer will not cover any of it and filing a claim would be pointless. A glass repair claim may cause your premium to increase slightly because of the cost to your insurer. But even if your rate does...
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