Yes, MetLife does offer free towing for customers who have the company’s roadside assistance coverage. MetLife roadside assistance generally costs $5-$7 per year and includes towing services up to $50 for basic plan subscribers. MetLife customers can request roadside assistance online, or they can call 1-800-854-6011.
MetLife Roadside Assistance Covers:
Towing services up to $50 for basic plan subscribers
Jump starts
Flat tire change
Lockout services
Winching
While MetLife’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.
Yes, you can get MBI for a used car, although it is quite difficult unless the car is only lightly used. Generally, if a used car has more than 15,000 miles on it, it will not qualify for mechanical breakdown insurance coverage, and many insurers refuse to offer MBI on used vehicles altogether.... read full answer
While your used vehicle might not qualify for MBI, you can still purchase similar protection through a vehicle service plan or an extended warranty. However, you should only purchase an extended warranty or service plan if you want peace of mind, not guaranteed savings. Generally, these coverage options are not worth the cost, as most people save less on repairs than they pay for their contract.
Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision but won’t cover towing due to a mechanical issue or breakdown.
Some full coverage policies only cover towing if you pay extra for ... read full answerroadside assistance, though. Roadside assistance is usually an easy and affordable add-on. You can add it to your policy for around $5 to $15 per car, per month.
When purchased as an add-on, roadside assistance typically includes:
Towing (up to a certain distance, in most cases)
Flat-tire changes
Jumpstarts and battery replacements
Fuel delivery if you run out of gas
Locksmith services
Some insurers offer towing and labor coverage in addition to roadside assistance plans. Towing and labor plans typically cover towing, tire changes, and jump starts but not the full scope of services available with roadside assistance. Because towing coverage varies so much from policy to policy, it’s important to know exactly what is covered by speaking to your insurer directly.
If you don’t have roadside assistance as part of your car insurance, you could also consider purchasing roadside assistance from a third-party, like AAA. Third-party providers offer the same roadside services you would get by adding on to your insurance policy, but some have extra perks. AAA, for example, offers free trip-planning tools, identity theft monitoring, and thousands of shopping, entertainment, and dining discounts.
Yes, AAA offers roadside assistance starting at $29+ per month. AAA roadside assistance provides coverage for things like jump-starting, fuel delivery, lock-out assistance, and tire changes, up to 4 rescues per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling ... read full answer800-AAA-HELP (800-222-4357).
AAA offers a AAA Classic, AAA Plus, and AAA Premier plan. AAA Classic is the cheapest and offers the least amount of coverage, while AAA Premier is the most expensive and offers the most coverage.
What AAA’s Basic Roadside Assistance Covers
Tow service
Jump starts
Fuel delivery
Lockout service
Tire change
Trip interruption reimbursement
Legal defense reimbursement
AAA Roadside Assistance Plans
Company
AAA Plan 1
AAA Plan 2
AAA Plan 3
Average Cost
$29+
$49+
$65+
Towing Limit
3-5 miles
100 miles
Up to 200 miles
Winching
One service vehicle and one driver
Up to two service vehicles and two drivers
Up to two service vehicles and two drivers
Tire Change, Jumpstart, Fuel Delivery
Included
Included
Included
The exact cost of roadside assistance from AAA will depend on where you live, what type of car you drive, and other factors.
It’s also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.
To purchase roadside assistance from AAA, call your regional AAA club to speak with a customer service representative.
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