WalletHub, Financial Company
Yes, you can get military car insurance in another state than your home of record if you have legal residency there. Your state of legal residence is often the state where your car is registered, while your home of record is a term for the state in which you joined the military. Your home of record could be the place you have residency, or it could be a state you were in only briefly while enlisting.
If you are going to be temporarily stationed in a different state, you may be able to keep your car insurance and registration in the state where you live permanently. However, it is not legal to permanently reside in one state and have insurance from another.
Tips for Getting Car Insurance Outside You Military Home of Record
- Check that state’s requirements for establishing residency.
- Notify your insurer as soon as possible once you’ve established residency.
- Look into how much car insurance is required by that state, in case you need to buy more coverage.
- Remember that your insurance will cover you in accidents out of state but only for short periods of time, like during short trips, vacations, or before you are able to establish residency
Most major auto insurance companies offer discounts and special services for military service members, making it easy to find affordable and flexible coverage. To learn more, check out WalletHub’s guide to military car insurance.
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