West Virginia car insurance laws require $25,000 of bodily injury liability coverage per person, up to $50,000 per accident, as well as $25,000 of property damage liability coverage.
Bodily injury liability insurance pays for any injuries that you accidentally cause with your car, while property damage liability coverage helps pay for any material assets that you damage while driving, like another person’s car or mailbox. Your insurance company pays up to the limit specified by your policy for each type of car insurance coverage.
You can face multiple penalties if you’re caught driving without at least the minimum car insurance required in West Virginia, including up to $5,000 in fines, jail time and license suspension. Another important West Virginia car insurance law to note is the grace period for new residents. You have 30 days to register your car when you move to West Virginia. You’ll need to bring proof of West Virginia car insurance when you go to register, with coverage in each of the categories listed below.
Minimum Coverage Required by West Virginia Car Insurance Laws
- Bodily injury liability: $25,000 per person / $50,000 per accident
- Property damage liability: $25,000
- Uninsured and Underinsured motorist insurance: $25,000 per person / $50,000 per accident
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.