regulates plan ratings for auto insurance companies who sell in Ohio. The ODI will review requests from individual insurers when they request a rate plan adjustment. That might be due to the risk profile of the plan changing, which tends to be more general like car part costs going up or claims behavior of a group with certain credit scores goes up.
Beyond that, the auto insurance company can vary the cost of insurance to you based on factors like your age, driving history, credit score, mileage you drive and where you live. All of that goes into the rate quote, and as you know not all insurers do this the same way. Some may give younger or older drivers, for example, a break versus other companies depending on how much business they're looking to get in your area and in Ohio.
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