Yes, Nationwide offers SR-22 insurance to drivers who have been classified as “high-risk” by their state. Nationwide will file an SR-22 form with the state on a customer's behalf as well as provide the insurance coverage necessary to meet the state's SR-22 requirements. On average, drivers will need to maintain SR-22 insurance for three years.
Key Things to Know About Nationwide SR-22 Insurance
Nationwide typically charges a $15-$25 filing fee in order to perform mandatory SR-22 filing. This fee may vary by state.
D rivers with an SR-22 pay 2% more for Nationwide car insurance than drivers with a clean record, on average.
Drivers who are required to file an SR-22 after being convicted of a DUI will pay 178% more for Nationwide car insurance than drivers with a clean record, on average.
If your Nationwide SR-22 policy lapses, Nationwide is required by law to notify your state's DMV. This will likely result in a license suspension until you reinstate your policy.
Nationwide also offers insurance for drivers in Florida and Virginia who are required to file an FR-44. An FR-44 is similar to an SR-22, but drivers are required to have more insurance coverage with an FR-44.
You need an SR-22 if a judge or your state department of motor vehicles has informed you that you do. An SR-22 form, also called a Certificate of Financial Responsibility, may be required if you are trying to reinstate or maintain your license after being convicted of certain driving violations. These include DUI/DWIs, reckless driving, driving without a license or insurance, or repeat offenses. You can only get an SR-22 form from your car insurance...
SR-22 insurance covers the cost of other people’s injuries and property damage after accidents that you cause, and it does not cover damage to your own vehicle. If the court or state tells you that you need SR-22 insurance certification, your minimum coverage requirements are still the same as for any other resident.
SR-22 is actually the name of the form the court or state requires from drivers convicted of certain violations, such as...
To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.
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