Does Nationwide offer classic car insurance?

Nationwide has a towing miles limit of 15 miles for customers with its basic roadside assistance plan. The towing miles limit for customers with the Nationwide plus plan is 100 miles. Specific roadside assistance coverage may vary by state, so drivers should check their Nationwide policy to learn exact limits and exclusions.… read full answer

In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Nationwide roadside assistance compares to the competition, check out the table below.

Nationwide Roadside Assistance Compared to Popular Competitors

In addition to towing, Nationwide roadside assistance includes lockout services, jump starts, winching, fuel delivery and tire changes. To add Nationwide roadside assistance to your policy, log into your online account or call Nationwide customer service.

Nationwide offers gap insurance, but the company does not advertise any specific information about how much this coverage usually costs. However, the national average cost of adding gap insurance to a standard car insurance policy is about $20 per year. To get a personalized quote for gap insurance from Nationwide, call Nationwide customer service at 1 (877) 669-6877.… read full answer

Nationwide gap insurance covers any negative equity you owe on your vehicle. Negative equity is when you owe more on your loan than your car is worth, which happens because cars depreciate so quickly. In the event of a total loss, Nationwide gap insurance covers the “gap” between what your car is worth and what you owe on the loan. “Gap” stands for “guaranteed auto protection” or “guaranteed asset protection,” and this coverage is a worthwhile investment for drivers who lease, have a large car loan, average more than 15,000 miles per year in a newer vehicle, and more.

Nationwide’s gap coverage will pay for the total loss of your vehicle if the car is stolen, but otherwise, gap insurance can only be used in the event of a covered accident. And in that situation, gap insurance only covers damage to your car and does not pay for bodily injuries or the other driver’s property damage. Similarly, if your car is a total loss because the engine fails or transmission blows, your Nationwide gap coverage will not apply.

Drivers should also keep in mind that they will have to pay their deductible before gap coverage kicks in to pay the rest of the bill. That means you’ll probably still have to contribute something financially to get your car replaced.

Finally, if you lease a car, be sure to check your leasing agreement before purchasing gap insurance. It’s often already included in the contract. You can also check with your car dealership’s financing department to see if gap coverage is available, but insurance from a dealership is usually more expensive than Nationwide’s gap coverage.

Nationwide is cheap for safe drivers and even offers discounts specifically for those types of drivers, like discounts for being accident-free for at least 5 years. Nationwide is not one of the cheapest car insurance companies overall, though, and young drivers may find cheaper rates elsewhere.

Average Rates for Nationwide Car Insurance vs. Top Competitors … read full answer

Note: Premiums are representative of a safe drivers in CA; individual premiums will vary.

Nationwide may not be one of the cheapest car insurance companies for most drivers, but it does offer a variety of discounts, like discounts for going paperless or for having low yearly mileage. Plus, Nationwide rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.

Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so the best way to find a good deal is to compare quotes from multiple insurers and take advantage of every discount.

To learn more, check out WalletHub’s review of Nationwide and see Nationwide’s full profile.