Yes, Nationwide does have a military discount of 25% off a customer’s auto insurance premium, but only in Louisiana. The Nationwide military discount is available to eligible members of the United States Armed Forces community who are based in Louisiana or whose spouse and/or dependents live there.
Louisiana is the only state that requires car insurance companies to offer military discounts, so servicemembers and their families based in Louisiana will save on their car insurance premiums regardless of the company. To ask Nationwide to apply a military discount to your policy, call 1 (877) 669-6877.
Nationwide Military Discount Eligibility Requirements
Active-duty military and based in Louisiana
Active-duty military, deployed out-of-state or oversea from Louisiana
Active-duty military, deployed out-of-state or overseas, with a spouse and/or dependents who are based in Louisiana
Yes, Nationwide insurance rates are competitive, as the company is one of the 10 cheapest insurers nationally, according to WalletHub data. Nationwide car insurance costs an average of $1,005 annually, or $84 per month.
Nationwide’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.… read full answer
Sample Nationwide Car Insurance Rates
Average Annual Cost of Minimum Coverage
These sample quotes are representative of Nationwide’s insurance prices, but individual results will vary. To learn more about how we obtained these sample quotes, check out the methodology section of our complete Nationwide car insurance review.
There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.… read full answer
Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds. You can check out some other notable options below, too.
Car Insurance Companies with Teacher Policies
Plymouth Rock Assurance (New Jersey)
Educators Insurance (Massachusetts)
Meemic (Illinois, Michigan, Wisconsin and Georgia)
Metlife (for members of teachers’ unions)
Car Insurance Affiliation Discounts for Teachers
Geico and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. Geico provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 4% for customers who mark their occupation as teacher when getting a quote.
Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. However, these companies do not publish the lists of organizations for which they provide discounts, so when in doubt, check with your insurance company to see if your association qualifies. You can also contact your association or union to ask about affiliations with insurance carriers.
Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.
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