Nationwide’s non-owner car insurance is a good choice for drivers who don’t own a car but need to have insurance anyway. Non-owner car insurance from Nationwide is liability-only, so it pays for the other driver’s injuries and property damage after an at-fault accident but doesn’t cover damage to the car you were driving or injuries to you or your passengers.
Non-owner insurance from Nationwide is typically more affordable than a traditional policy because it only covers you, not a vehicle. Your quote will mainly depend on your driving record, but a non-owner policy from Nationwide costs an average of about $675 per year, which is more expensive than a non-owner policy from some of the company’s major competitors. Drivers should compare quotes from at least a few competitors to make sure they get the lowest price.
There are several reasons drivers might want non-owner coverage, like being required to file proof of insurance to reinstate a driver’s license or being temporarily in-between cars. But if you are renting or borrowing the same car over and over again, a non-owner policy might not be the right fit. If you routinely borrow the same person’s vehicle, you should be listed as a driver on their car insurance policy. Plus, your credit card company might offer some coverage on rentals.
To get a personalized quote for non-owner car insurance from Nationwide, call 1-877-669-6877 or visit their website.
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