Does Nationwide roadside assistance have a towing miles limit?

Yes, Nationwide offers roadside assistance for customers who have an existing Nationwide auto insurance policy. Nationwide offers two roadside assistance plans, Roadside Assistance Basic and Roadside Assistance Plus, and both plans cover up to 6 rescues per year.

To get immediate roadside assistance help, call 1-800-421-3535, or request service online or through the Nationwide ... read full answermobile app.

What Nationwide’s Basic Roadside Assistance Covers

• Towing
• Jump starts
• Gas delivery
• Flat tire change
• Winching
• Lockout service up to $100

Nationwide Roadside Assistance Plans

Nationwide Roadside Assistance generally costs less than memberships with auto clubs like AAA. The exact cost of roadside assistance from Nationwide will depend on where you live, what type of car you drive, and other factors. Since it’s relatively affordable, Nationwide roadside assistance is worth it for any Nationwide customer who wants extra protection when driving.

To purchase roadside assistance from Nationwide, call 1-877-669-6877 to speak to an agent.

To learn more, check out WalletHub’s full review of Nationwide Insurance, as well as our guide to roadside assistance.

Nationwide determines that a vehicle is a total loss when it cannot be safely repaired or the cost of repairs exceeds the car’s actual cash value (ACV), which is what the vehicle was worth prior to being damaged. Nationwide may also total a car if the cost of repairs exceeds a certain percentage of the ACV, depending on state law.... read full answer

How Nationwide Adjusters Calculate Actual Cash Value

After a vehicle is damaged and the policyholder files a property damage claim, an insurance adjuster will try to determine the car’s actual cash value. To do this, they will consider several factors, including:

• Make and model
• Year
• Mileage
• Depreciation
• Accident history
• Mechanical problems
• Wear and tear
• Cosmetic problems
• Local demand for similar vehicles
• Sale price of comparable vehicles

Once the adjuster knows the ACV, they will compare it to the estimated cost of repairing the vehicle.

How Nationwide Determines Total Loss

In 29 states and the District of Columbia, there is an established total loss threshold (TLT), which means that if the cost of repairs is more than a certain percentage of the car’s actual cash value, Nationwide must total it. For example, Alabama has a TLT of 75%.

In the remaining 21 states, Nationwide and other insurers will use the standard total loss formula. This means the car is declared totaled if the sum of its repair costs and salvage value exceeds its ACV.

Finally, it may be impossible to safely repair the vehicle in order to make it roadworthy again. In this case, Nationwide will declare the car a total loss regardless of the actual cash value.

To learn more, check out WalletHub’s review of Nationwide car insurance as well as our guide to totaled cars.

Yes, AAA offers roadside assistance starting at $29+ per month. AAA roadside assistance provides coverage for things like jump-starting, fuel delivery, lock-out assistance, and tire changes, up to 4 rescues per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling ... read full answer800-AAA-HELP (800-222-4357).

AAA offers a AAA Classic, AAA Plus, and AAA Premier plan. AAA Classic is the cheapest and offers the least amount of coverage, while AAA Premier is the most expensive and offers the most coverage.

What AAA’s Basic Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Trip interruption reimbursement
• Legal defense reimbursement

AAA Roadside Assistance Plans

The exact cost of roadside assistance from AAA will depend on where you live, what type of car you drive, and other factors.

It’s also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from AAA, call your regional AAA club to speak with a customer service representative.

To learn more, check out WalletHub’s full review of AAA, as well as our picks for the best roadside assistance companies.