Yes, Nationwide does offer free towing for customers who have the company’s roadside assistance coverage. Nationwide roadside assistance is provided by Agero, generally costs $1.90 per month and includes towing services up to 15 miles for subscribers of the basic plan. Nationwide customers can request roadside assistance online, or they can call 1-800-421-3535.
Nationwide Roadside Assistance Covers:
Towing services up to 15 miles for subscribers of the basic plan
Flat tire changes
Lockout services up to $100
While Nationwide’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.
Yes. Nationwide Insurance offers roadside assistance. Nationwide actually has two options for 24/7 roadside assistance: Nationwide Roadside Assistance Basic and Nationwide Roadside Assistance Plus. The Basic plan costs $1.90 per month, and the Plus plan costs $3.50 per month. You can only buy one of these two plans, not both.
Nationwide’s Roadside Assistance Basic plan covers towing up to 15 miles, jump-starting, replacing flat tires, winching, delivering emergency fuel, and locksmithing. This plan covers the first $75 for jump-starting, provides 2 complimentary gallons of gas, and lets you get your flat tire replaced with your own spare. The plan also covers the first $100 in lock-out services if your ignition key or fob is lost, you lock your keys in your car or if your key breaks off in the ignition, door, or trunk. If you are subject to any overage, the dispatcher will tell you beforehand.
Nationwide’s Roadside Assistance Plus plan includes all the services of the Basic plan, plus towing up to 100 miles or $300 and trip interruption coverage of up to $500 - $600. Trip interruption coverage reimburses you for expenses related to alternate transportation, lodging, and meals when you are stranded more than 100 miles from home.
Both Nationwide roadside assistance plans cover six roadside assistance events per year, after which you can get roadside assistance on a per-event basis at a discounted price. To purchase roadside assistance from Nationwide, call the main customer service line (877- 669-6877) to speak to an agent. If you already have Nationwide insurance coverage but not roadside assistance, you can also log in online to add roadside assistance. Regardless, coverage may not take effect on the same day.
Unlike roadside assistance coverage from companies such as Allstate, Nationwide requires that you have a Nationwide auto insurance policy before buying a roadside assistance plan. Nationwide does not, however, require you to buy any other type of add-on insurance as a prerequisite for purchasing roadside assistance coverage, unlike companies such as Geico, which also require you to have collision or comprehensive coverage.
If you already have Nationwide roadside assistance, you can request service for a covered issue by dialing Nationwide’s roadside assistance phone number (800-421-3535) or using Nationwide’s online app.
Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision, but won’t cover towing due to a mechanical issue or breakdown.
Some full coverage policies only cover towing if you pay extra for … read full answerroadside assistance, though. Sometimes called towing and labor coverage, roadside assistance is usually an easy and affordable add-on. You can add it to your policy for around $5 to $15 per car, per month.
Because towing coverage varies so much from policy to policy, it’s important to know exactly what is covered by speaking to your insurer directly. When purchased as an add-on, towing coverage typically includes:
Towing (up to a certain distance, in most cases)
Jumpstarts and battery replacements
Fuel delivery if you run out of gas
If you don’t have towing and labor coverage as part of your car insurance, you could also consider purchasing roadside assistance from a third-party, like AAA. Third-party providers offer the same roadside services you would get by adding on to your insurance policy, but some have extra perks. AAA, for example, offers free trip-planning tools, identity theft monitoring, and thousands of shopping, entertainment, and dining discounts.
AAA roadside assistance is worth it if a driver has multiple cars, an older car, or a car with frequent mechanical problems. AAA roadside assistance might also be worth it if a driver plans to make frequent use of AAA discounts or wants extensive roadside coverage.
AAA ranked 14th out of 22 companies in WalletHub’s analysis of 2021’s … read full answerBest Roadside Assistance. The biggest drawback is that AAA received an F from the Better Business Bureau due to a large number of unresolved customer complaints. However, AAA does offer above-average protection for a reasonable price.
Drivers can choose between three different levels of AAA roadside assistance, but they all include the same base services.
AAA Roadside Assistance Benefits
Battery changes and jump starts
Stuck vehicle services
Other AAA benefits include trip planning services like maps and guides. AAA also provides miscellaneous discounts and perks, including hotel and rental car discounts, free or discounted passport photos, legal defense insurance, and identity theft monitoring.
The details of AAA’s services depend on the level of coverage that you choose. Prices also vary by location, just like with car insurance premiums, and some regions have a one-time enrollment fee of around $10-$15. Drivers can add family members to their plan for an additional fee, often ranging from $30 to $65 per year.
AAA Roadside Assistance Plans
Average Annual Cost
Up to 7 miles
Up to 100 miles
Up to 200 miles
Locksmith for Car
Covered up to $50
Covered up to $100
Covered up to $100
Free delivery (member pays for fuel)
Free delivery and fuel
Free delivery and fuel
Extrication If Stuck
Two trucks/drivers if needed
Two trucks/drivers if needed
Tire Change, Jump Start, Battery Service, Lockout
Trip Interruption Benefit
Up to $250
Up to $700
Up to $1,500
AAA Basic and Plus members who are in a collision up to 100 miles from home qualify for the trip interruption benefit, while Premier members can receive the benefit for a wider variety of reasons. Basic and Plus memberships also include daily credit monitoring, lost wallet assistance, and bicycle assistance up to the plan’s towing limits. Premier members receive these perks, too, as well as $10,000 in identity theft insurance and coverage for motorcycles, RVs, and trailers.
Alternatives to AAA Roadside Assistance
The top alternatives to AAA roadside assistance are your car insurance provider, your cell phone company, and competitor auto clubs.
Car Insurance Provider
Adding roadside assistance to your car insurance policy is usually cheaper than purchasing a AAA plan. However, using it – especially more than once or twice a year – might cause your premium to increase, since it can be treated as a claim. That makes AAA a good option if you can’t afford for your premium to rise.
Cell Phone Company
Cell phone companies like Verizon and AT&T offer cheap roadside assistance for their customers. In general, these plans cost $3 a month and cover four incidents per year. Verizon and AT&T roadside assistance plans cover towing, fuel delivery, flat tire changes, lockout services, and dead batteries. Verizon also includes winching. If the coverage options are enough for you, these plans can be a good value.
Many rewards credit cards offer roadside assistance benefits, but they usually involve a flat fee for each service call rather than a subscription model like AAA.
AAA competitors like Allstate Motor Club and Good Sam sell similar roadside assistance subscription services.
It’s worth noting that some providers, including AAA, might charge a small one-time enrollment fee in addition to the annual price. However, these fees vary by state and are sometimes waived.
New-Car Roadside Assistance Plans
Drivers with newer cars might not need AAA if their car warranty includes roadside assistance. If roadside assistance is not included, drivers might be able to purchase it separately at the dealership. Most plans will cover the car for 2-5 years or up to a certain mileage limit.
Bottom Line: Is AAA Roadside Assistance Worth It
Yes, AAA roadside assistance is worth it for the average driver. Whether AAA roadside assistance is worth it for you depends on how much coverage you need and how much it costs in your state. The added perks and discounts are worth considering, too, though these bonuses will not cover the cost of membership for every driver. You can join AAA by applying online on their website or in person by visiting your local AAA branch.
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