Candace Baker, Car Insurance Writer
No, NJM Insurance does not have accident forgiveness. As a result, NJM Insurance car insurance customers should expect their rates to go up by around up to 48% after an at-fault accident, even if it’s their first one. If you are looking for a policy with accident forgiveness, it can be purchased from most major car insurance companies.
Best Car Insurance Companies for Accident Forgiveness
If you wish to keep your policy with NJM Insurance, there are other ways to lower your rate after an accident. For example, you can look for any additional discounts that you may qualify for. You might also consider temporarily reducing your coverage.
To learn more, check out reviews and key information about NJM Insurance, as well as our guide to accident forgiveness.
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