Lilah Butler, Car Insurance Writer
No, 21st Century does not offer non-owner car insurance. Non-owner car insurance is an unusual type of policy since it is tied to a driver rather than a vehicle, so not every car insurance company sells it. However, you can buy a non-owner policy from companies like State Farm, Geico, and Progressive.
Best Non-Owner Car Insurance Companies
Non-owner car insurance is a good investment for people who don't own a car themselves but frequently borrow or rent cars, or for those who need to file an SR-22 or FR-44 with their state. Non-owner insurance provides liability insurance to cover others' expenses in the event that you are responsible for an accident. Policies can also include personal injury protection, MedPay and uninsured/underinsured motorist coverage depending on your state's requirements.
If you think non-owner insurance is right for you, you can start by calling one of the companies listed above to find out how much non-owner insurance would cost based on your particular circumstances.
To learn more, check out our guide to non-owner car insurance as well as our picks for the best non-owner car insurance companies.
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