Lilah Butler, Car Insurance Writer
@lilah_c
No, 21st Century does not offer non-owner car insurance. Non-owner car insurance is an unusual type of policy since it is tied to a driver rather than a vehicle, so not every car insurance company sells it. However, you can buy a non-owner policy from companies like State Farm, Geico, and Progressive.
Best Non-Owner Car Insurance Companies
Non-owner car insurance is a good investment for people who don't own a car themselves but frequently borrow or rent cars, or for those who need to file an SR-22 or FR-44 with their state. Non-owner insurance provides liability insurance to cover others' expenses in the event that you are responsible for an accident. Policies can also include personal injury protection, MedPay and uninsured/underinsured motorist coverage depending on your state's requirements.
If you think non-owner insurance is right for you, you can start by calling one of the companies listed above to find out how much non-owner insurance would cost based on your particular circumstances.
To learn more, check out our guide to non-owner car insurance as well as our picks for the best non-owner car insurance companies.
People also ask
Does 21st Century offer full coverage insurance?
Yes, 21st Century offers full coverage car insurance. Full coverage from 21st Century typically includes at least a state's minimum required car insurance coverage along with collision andcomprehensive insurance to protect the policyholder's vehicle.
Full coverage car insurance from 21st Century costs $4,672 per year, on average, and is more expensive than a liability-only policy since it provides more coverage.
Cost of 21st Century Full Coverage by Driver's Age
Driver | Annual Cost |
16-year-old | $11,178 per year |
22-year-old | $3,395 per year |
45-year-old | $2,163 per... |
Who has the cheapest non-owners insurance?
The cheapest non-owner insurance is from Geico, State Farm, and Farmers. Non-owner insurance is for people who don’t own a car but rent or borrow one frequently. Although non-owner car insurance is usually cheaper than a standard policy, the cost can still vary widely based on location, driving record, and other risk factors.
Non-owner policies fulfill the state’s mandatory minimum requirements for liability coverage, though some companies also allow drivers to purchase additional coverage. Drivers can...
read full answerDo I need car insurance if I don't own a car?
No, you do not need car insurance if you don't own a car and don't plan to drive, unless your state has required you to file an SR-22 or FR-44. If that is the case, then you can purchase non-owner insurance, which will give you at least the minimum amount of coverage required by your state.
Even if you’re not required to carry non-owner car insurance, it’s a smart investment if you want the freedom to...
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