Does Allstate offer non-owner car insurance? This question is about Allstate

Yes, Allstate offers non-owner car insurance for people who do not have access to a household car. Allstate non-owner car insurance is a good investment for drivers who frequently borrow or rent cars, or those who need to file an SR-22 or FR-44 with their state to prove they have insurance. A non-owner policy from Allstate typically costs around $638 per year. When to Consider Allstate Non-Owner Car Insurance You rent cars regularly. You frequently use car-sharing services such as Zipcar. You need to reinstate your license. You need to file an SR-22/FR-44 form despite not owning a car. You want to maintain continuous coverage to prevent future premium increases. Some non-owner policies provide liability-only insurance, while others include personal injury protection, MedPay and/or uninsured motorist coverage. When shopping for non-owner car insurance quotes, be sure to check the coverage options that are available in your state. Allstate does not provide non-owner quotes online, so you'll have to call 1 (877) 255-7828 to find out how much non-owner insurance would cost for your particular circumstances.

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Does Allstate offer non-owner car insurance?

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This question is about Allstate

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Lilah Butler, Car Insurance Writer

@lilah_c • 05/17/23 This answer was first published on 05/17/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Allstate offers non-owner car insurance for people who do not have access to a household car. Allstate non-owner car insurance is a good investment for drivers who frequently borrow or rent cars, or those who need to file an SR-22 or FR-44 with their state to prove they have insurance. A non-owner policy from Allstate typically costs around $638 per year.

When to Consider Allstate Non-Owner Car Insurance

You rent cars regularly.
You frequently use car-sharing services such as Zipcar.
You need to reinstate your license.
You need to file an SR-22/FR-44 form despite not owning a car.
You want to maintain continuous coverage to prevent future premium increases.

Some non-owner policies provide liability-only insurance, while others include personal injury protection, MedPay and/or uninsured motorist coverage. When shopping for non-owner car insurance quotes, be sure to check the coverage options that are available in your state.

Allstate does not provide non-owner quotes online, so you'll have to call 1 (877) 255-7828 to find out how much non-owner insurance would cost for your particular circumstances.

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Does Allstate offer rental car insurance?

Yes, Allstate offers rental car insurance. If you already have a personal auto policy with Allstate that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Allstate, physical damage to the rental vehicle will not be covered.

You can talk to a Allstate customer service representative at 1 (800) 255-7828 to see if your personal policy will extend to your rental car. If you do not...

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Who has the cheapest non-owners insurance?

The cheapest non-owner insurance is from Geico, State Farm, and Farmers. Non-owner insurance is for people who don’t own a car but rent or borrow one frequently. Although non-owner car insurance is usually cheaper than a standard policy, the cost can still vary widely based on location, driving record, and other risk factors.

Non-owner policies fulfill the state’s mandatory minimum requirements for liability coverage, though some companies also allow drivers to purchase additional coverage. Drivers can...

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Do I need car insurance if I don't own a car?

No, you do not need car insurance if you don't own a car and don't plan to drive, unless your state has required you to file an SR-22 or FR-44. If that is the case, then you can purchase non-owner insurance, which will give you at least the minimum amount of coverage required by your state.

Even if you’re not required to carry non-owner car insurance, it’s a smart investment if you want the freedom to...

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